Buying a house is your individual decision, given your financial condition, lifestyle, marital status, personal wishes, plans for the future, etc. D. Acquisition of real estate is one of the most important stages of each person. But this is not only an investment, but also the need to provide yourself and your own home.
Firstly, to buy housing, you need to evaluate your financial condition-can you afford it? When buying real estate, you should be considered that, in addition to the loan issued to you by the bank, you must have your own money, since the seller may require the key to in the amount of about 10% of the total cost.
Further, for many, the location of the home is important. Therefore, before buying housing, consider whether it is important for you to close the house to work, school; Is the development of infrastructure and transport important.
It is equally important to obtain detailed information about the state of real estate. If necessary, meet the owner of a house or apartment that will be ready to answer your questions. It would be desirable in this case to ask the following questions:
– whether real estate is given as a deposit (in this case, find out what are the conditions for eliminating this problem);
– Make sure if all utility bills are paid;
– Are there any technical problems.
Assess the state of real estate, just keep in mind that the cost of this service will have to cover you yourself. Yes, this is not cheap, but it is cheaper, in any case, than possible unpleasant surprises as breakdowns in the future, which will certainly hit your wallet. And even affiliate programs will not be able to quickly compensate for financial losses.
Feel free and try to bring down the price of real estate. As a rule, owners want to earn excess of the very value of real estate.
Purchase financing. When concluding an agreement verbally, usually the deposit is approximately 10% of the total cost. And in the event that you change your mind about the purchase of this object, then, as a rule, the bail is no longer returned. But in the event that the seller has already changed his mind about the sale of real estate, the pledge must be returned to you in two times. Such is a trade strategy in practice, which allows to avoid misunderstandings.
And the last step when buying real estate is a conclusion, directly, the contract itself. A specific number is assigned when the seller receives the entire amount of money, and the buyer finally becomes a legal owner and may instill his new house.