To date, the issuance of an insurance policy for a summer cottage and a house allows you to protect suburban property from various kinds of dangers. The main reason for such insurance is a high probability of such situations. Contributes to this the removal of summer cottages from urban infrastructure (fire units and police branches). Therefore, the issuance of an insurance policy for the cottage is more expensive and more complicated than housing insurance in the city.
Insurance covers the following possible damage to summer cottages and houses.:
1) weather disasters
2) fires, lightning blows, gas equipment explosion
3) robbery and damage due to robbery actions of third parties
4) the fall of flying objects or objects
5) violation of the water supply, heating and sewage
6) the destruction of the elements of the cottage due to the transport collision, the fallen tree or living creatures.
Most often, summer cottages suffer from illegal actions of third parties, namely, robbery, vandalism, robberies. Often in such situations, damage is not very significant. It is not so often that there are fires in the dachas, both spontaneous and the fault of a person, which would require a larger amount of compensation.